ICBC Sees 40% Spike in Claims as Arctic Outflow Brings Freezing Temperatures to B.C.

Arctic outflow warnings remain in effect across parts of British Columbia, bringing frigid temperatures, strong winds, and hazardous driving conditions. As a result, ICBC has reported a significant spike in insurance claims, with Feb. 2 seeing a 40% increase compared to the previous Sunday.

According to Environment Canada, the ongoing cold snap is due to Arctic air from the B.C. Interior moving toward the coast, creating outflow winds that have sent temperatures plummeting.

Wind chills are expected to reach -20°C overnight in areas such as Whistler and the north and central coasts. Environment Canada has urged residents to limit outdoor exposure, as frostbite and hypothermia can set in within minutes in such extreme conditions.

Increase in Vehicle Insurance Claims

ICBC reported 1,339 claims on Feb. 2, a sharp increase from 1,005 claims on Jan. 26, marking the first significant snowfall of the season on the South Coast. With snow still covering roads across much of the province and temperatures staying well below seasonal norms, hazardous driving conditions persist.

The provincial insurer has recorded similar spikes in claims during past snowfalls—notably, in November 2022, when a single snowy Tuesday saw a 94% jump in claims compared to the previous week.

Safety Warnings for Extreme Cold

Environment Canada continues to warn residents in affected areas to take precautions when outdoors, as wind chill poses a serious risk of frostbite and hypothermia. The agency advises:

• Limiting time outside in exposed areas.

• Dressing in layers and covering all exposed skin.

• Being cautious on icy roads, as conditions remain challenging for drivers.

With cold temperatures expected to persist, officials urge extra caution on the roads and preparation for winter conditions in the days ahead.